9) need RDFIs to forego or reverse any overdraft or NSF charges incurred as a consequence of an unauthorized item (check always or EFT),

9) need RDFIs to forego or reverse any overdraft or NSF charges incurred as a consequence of an unauthorized item (check always or EFT), Including once the check or product directly overdraws the account and in addition whenever it depletes the account and results in a subsequent product to jump or overdraw the account. 10)…